Vidalia, GA Personal Injury Law Firms & Lawyers

If a truly is an act of nature, you probably are not liable. However, if there are things you could have or should have done to secure the canopy, then you could be held liable. Your insurance company for your homeowner's policy can make a determination.

I am assuming that your friend purchased the car without any warranty. When it comes to purchasing a used car, it's pretty much "buyer beware", as the Buyer (without a warranty) is purchasing the vehicle "AS IS". The exception would be where the Seller, in some way, intentionally misleads the Buyer about the condition of the vehicle or engages in some form of fraudulant activity. Also, where the Seller is unable to produce a clear title to the vehicle, this would be a cause of action. Whenever purchasing a used vehicle, the Buyer should always (1) take the vehicle to a mechanic of his or her choosing to have a "pre-purchase inspection" performed; and (2) it is also advisable to obtain a CarFax report to check for any reported vehicle damage.

Yes, it is your vehicle and you are responsible for the driver. You always sue the person who hit you, not the insurance company. The insurance company was not driving the car.