Sewell, NJ Personal Injury Law Firms & Lawyers

Your homeowners insurance will likely cover any damages caused by your dogs that you are legally liable for. The only exception would be if the insurance policy specifically excluded pets or dogs for some reason. That is not likely. You should immediately notify your insurance company.

I assume you are just referring to a settlement with the other driver's insurance company rather than the workers' compensation case, which I assume you have as well because you were working. You are entitled to more than just pain and suffering from the other driver's insurance company. Workers' compensation would be entitled to its money back. However, under workers' compensation you only received two-thirds of your average weekly wage for your missed work. You are entitled to all of your lost wages from the other insurance company. Generally, the value of a case is based on its particular facts. A person is entitled to be "compensated" for all injuries and damages he or she sustained. There are a number of factors that determine what a case is worth, including, but not limited to: the nature and extent of the injury; whether an injury is temporary or permanent; your medical expenses; lost wages; and pain, suffering and inconvenience. If any of your injuries are permanent you would be entitled to additional money for these items as well. Without knowing more about your injuries, your wage loss and other items I cannot give you a value for your case.