Marianna, FL Personal Injury Law Firms & Lawyers

From a strictly legal standpoint, there isnt much you need to do right now. There is a question whether any liability would attach to a situation like this, just because it was an accident doesnt mean negligence was involved. You can wait and see if the woman notifies you of a claim, then contact your homeowners insurance company. They will determine if you are covered for this kind of situation, and if so, they will handle it from there. If you are not covered, or do not have insurance that might cover you, you can either negotiate with the woman yourself or hire an attorney to do so on your behalf. If you dont want to wait, you can contact the woman now, but if she wasnt considering making a claim before, you may give her an idea to do so. From a moral standpoint, if you feel you are responsible and want to offer to pay the womans medical bills, if any, you can do that, just ask for a signed release before you pay any money to fully protect yourself.

Liability wise, you may be looking at being personally sued. The fact that you did not have insurance, due to it being cancelled days before, means that you personally are liable to the vehicle that you hit. It does not matter that no citations were given in a police report. Liability and citations do not necessarily go hand in hand. The only thing you can do to try to not be sued is to try to work something out with the truck that you hit, if they were injured. We have this and more info in the link to our insurance blog on our website.