Covington, GA Personal Injury Law Firms & Lawyers

Yes. If they pay you an amount that is the fair market value for your car prior to the accident, then they are entitled to the salvage value of the car (you might look at it as the bought your car). If they paid you the fair market value of the car, and let you keep the car, then you have recovered more than you lost, the value of the car, plus the salvage value of the car. Most insurers will give you the option of deducting the salvage value of the car from the settlement and let you keep the car. If all of this is confusing, just take my word for it, they are correct and this is how it works.

There are a multitude of factors which starts with the amount of your medical care to date, the nature and severity of your injuries, which sound very significant and prognosis from your health care providers. Typically, you cannot evaluate case value until you either treat to a point where you feel like you have returned to pre-accident status or your doctor indicates you have permanent injuries. Based on your description you are not there yet and keep in mind you have 2 years post accident to file suit, but given the size of the at fault party's policy to recover reasonable value you will need to retain counsel.

Why is your employer responsible? Workers Compensation is the coverage that should apply. If your employer had WC insurance, you can't successfully sue your employer directly. WC is your only claim against the employer.