AV Preeminent Peer Rated Attorneys
Utica Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Utica Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Utica Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Getnick Livingston Atkinson & Priore, LLP

  • 258 Genesee Street, Suite 401, Utica, NY 13502-4642

Lawyers At This Firm

Peter M. Hobaica, LLC

4.7
12 Reviews

  • 2045 Genesee Street, Utica, NY 13501-5927

  • Law Firm with 3 lawyers2 awards

  • Representing People Who Are Seriously Injured

  • Bankruptcy LawyersPersonal Injury, Medical Malpractice, and 74 more

  • Free Consultation

Peter W. Hobaica
Bankruptcy Lawyer
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Longeretta Law Firm

  • 298 Genesee Street, Utica, NY 13502

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Callanen, Foley & Hobika, L.L.P.

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Brindisi, Murad, Brindisi & Pearlman, LLP

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Ann W. Manion

  • 2106 Genesee St., Utica, NY 13502

Saunders Kahler, L.L.P.

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Looking for Bankruptcy Lawyers in Utica?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
85 %

59 Client Reviews

PEER REVIEWS
4.2

127 Peer Reviews

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Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

But what are my options to get them to pay it up or get a loan?

Daniel A. Edelman
Answered by attorney Daniel A. Edelman
Bankruptcy lawyer at Edelman, Combs, Latturner & Goodwin, LLC
Consult an attorney regarding foreclosure or a suit on the note. Generally, a real estate transaction is effective between the parties even if not recorded; recording is necessary to protect against claims of later creditors, grantees, etc., It is good idea to record.
Consult an attorney regarding foreclosure or a suit on the note. Generally, a real estate transaction is effective between the parties even if not recorded; recording is necessary to protect against claims of later creditors, grantees, etc., It is good idea to record.
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Will filing for bankruptcy help in getting off my mortgage?

Melissa Ann Botting
Answered by attorney Melissa Ann Botting (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Melissa A. Botting
You can "surrender" your interest in the house in a bankruptcy. That will absolve you of personal responsibility for the mortgage. Without reviewing your detailed information, it is impossible to tell you if bankruptcy is a good option for you. If you understand that your student loans will probably not be discharged, it sounds like you are in a position where you should at least find out from someone who can run the numbers for you if bankruptcy is good for you.
You can "surrender" your interest in the house in a bankruptcy. That will absolve you of personal responsibility for the mortgage. Without reviewing your detailed information, it is impossible to tell you if bankruptcy is a good option for you. If you understand that your student loans will probably not be discharged, it sounds like you are in a position where you should at least find out from someone who can run the numbers for you if bankruptcy is good for you.
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When filing a Chapter 7 bankruptcy schedule J, if your monthly debt exceeds your monthly income, what happens?

Pamela L. Stewart
Answered by attorney Pamela L. Stewart (Unclaimed Profile)
Bankruptcy lawyer at Pamela L. Stewart, Attorney at Law
Actually, that is very common. The only time it has come into play is when my client wants to enter into a vehicle reaffirmation. One of our judges in Houston requires you to attend a hearing and explain how you can afford to make the vehicle payments if your budget is upside down.
Actually, that is very common. The only time it has come into play is when my client wants to enter into a vehicle reaffirmation. One of our judges in Houston requires you to attend a hearing and explain how you can afford to make the vehicle payments if your budget is upside down.
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