AV Preeminent Peer Rated Attorneys
Utica Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Utica Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Utica Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Peter M. Hobaica, LLC

4.7
12 Reviews

  • 2045 Genesee Street, Utica, NY 13501-5927

  • Law Firm with 3 lawyers2 awards

  • Representing People Who Are Seriously Injured

  • Bankruptcy LawyersPersonal Injury, Medical Malpractice, and 74 more

  • Free Consultation

Peter W. Hobaica
Bankruptcy Lawyer
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Getnick Livingston Atkinson & Priore, LLP

  • 258 Genesee Street, Suite 401, Utica, NY 13502-4642

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Edward Kaminski Law Office

  • 185 Genesee St., Ste. 911, Utica, NY 13501-2109

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Kernan and Kernan, P.C.

  • 185 Genesee St., Ste. 1401, Utica, NY 13501

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Longeretta Law Firm

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Brindisi, Murad, Brindisi & Pearlman, LLP

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Gorman, Waszkiewicz, Gorman & Schmitt

  • 1508 Genesee Street, Utica, NY 13502-5178

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Lisa P. Denman, Attorney at Law

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Ronald Shields Cook, Attorney at Law

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Saunders Kahler, L.L.P.

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Giruzzi Law Offices

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Callanen, Foley & Hobika, L.L.P.

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Looking for Bankruptcy Lawyers in Utica?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
85 %

59 Client Reviews

PEER REVIEWS
4.2

127 Peer Reviews

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Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Do we have to talk with our lender during the foreclosure process and why?

default-avatar
Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You are not required to speak with your lender, but since a foreclosure is a very damaging thing to have happen, you might want to consider other options in order to prevent foreclosure. Your mortgage company can explain these options, as can a local bankruptcy attorney or a realtor. You could attempt a short sale, you could offer a deed in lieu of foreclosure, or you could look at various options to keep the property, such as by reducing the monthly payments or creating an income from the property by renting it.
You are not required to speak with your lender, but since a foreclosure is a very damaging thing to have happen, you might want to consider other options in order to prevent foreclosure. Your mortgage company can explain these options, as can a local bankruptcy attorney or a realtor. You could attempt a short sale, you could offer a deed in lieu of foreclosure, or you could look at various options to keep the property, such as by reducing the monthly payments or creating an income from the property by renting it.
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Where can I find the most comprehensive information about filing my own bankruptcy?

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Answered by attorney William Monroe Rubendall (Unclaimed Profile)
Bankruptcy lawyer at William Rubendall Attorney at Law
Being your own attorney involves risks. At the minimum you should take your papers to an attorney to review prior to filing. Judgments or lawsuits must be listed. It is more important to seek legal advice than it is to worry about whether a lawsuit will go to judgment before filing bankruptcy.
Being your own attorney involves risks. At the minimum you should take your papers to an attorney to review prior to filing. Judgments or lawsuits must be listed. It is more important to seek legal advice than it is to worry about whether a lawsuit will go to judgment before filing bankruptcy.
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How will my fiancee's bankruptcy filing affect me?

Sharon M. Siegel
Answered by attorney Sharon M. Siegel
Bankruptcy lawyer at Siegel & Siegel, P.C.
She might want to file bankruptcy with him if there are joint debts and clear the decks for you. You are not responsible for old debt of hers upon marriage, but joint assets could be seized to satisfy a judgment.
She might want to file bankruptcy with him if there are joint debts and clear the decks for you. You are not responsible for old debt of hers upon marriage, but joint assets could be seized to satisfy a judgment.
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