AV Preeminent Peer Rated Attorneys
Syracuse Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Syracuse Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Syracuse Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Mackenzie Hughes LLP

4.6
124 Reviews

  • 440 South Warren Street, Suite 400, Syracuse, NY 13202

  • Law Firm with 27 lawyers2 awards

  • Since 1884, Mackenzie Hughes LLP has distinguished itself by providing its clients with high quality legal services. Mackenzie Hughes offers experience and diversified skills to... Read More

  • Bankruptcy LawyersAppellate Practice, Trial Practice In All Federal, and 11 more

Neil J. Smith
Bankruptcy Lawyer
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Melvin & Melvin, PLLC

4.6
15 Reviews

  • 217 South Salina Street, 7th Floor, Syracuse, NY 13202-1390

  • Law Firm with 16 lawyers2 awards

  • Melvin & Melvin, PLLC, was founded in 1921 by brothers Myron and Crandall Melvin. The Melvin Brothers were leaders in the local legal and financial community. Since its founding,... Read More

  • Bankruptcy LawyersAdministrative Law, Banking Law, and 28 more

Holly Wallace
Bankruptcy Lawyer
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Hancock Estabrook, LLP

4.8
165 Reviews

  • 100 Madison Street, Syracuse, NY 13202

  • Law Firm with 59 lawyers2 awards

  • Hancock Estabrook, which was founded in 1889, has grown steadily. Today, we have more than 65 attorneys with the depth and ability to serve a wide array of client needs. Our... Read More

  • Bankruptcy LawyersHealth Care, Estate Planning, and 20 more

David Linger
Bankruptcy Lawyer
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Costello Cooney & Fearon, PLLC

4.5
82 Reviews

  • Serving Syracuse, NY and Onondaga County, New York

  • Law Firm with 40 lawyers2 awards

  • Serving As Legal Counsel to Corporations & Individuals Across Syracuse & Central New York For Over 120 Years.

  • Bankruptcy LawyersAlternative Dispute Resolution, Commercial Transactions and Litigation, and 8 more

Anthony R. Hanley
Bankruptcy Lawyer
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Coughlin & Gerhart, LLP

4.5
112 Reviews

  • Serving Syracuse, NY

  • Law Firm with 54 lawyers2 awards

  • Our Best. Every Day. Since 1898.

  • Bankruptcy LawyersGeneral Civil Practice before all State and Federal Courts and Administrative Agencies, Appellate Practice, and 37 more

Nicholas S. Cortese
Special Counsel
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Humpleby Law Offices P.C.

  • 4306 East Genesee Street, Syracuse, NY 13214

Lawyers At This Firm

Ward Law Office

  • 2103 Militon Ave., Syracuse, NY 13209

Simonetta and Associates, P.C.

  • 109 S. Warren St., Syracuse, NY 13202

Louis Philippe Dettor

  • 333 E. Onondaga St., Syracuse, NY 13202

Jacoby & Meyers Bankruptcy Law

  • 4306 E. Genesee Street, Syracuse, NY 13214

Theodore Lyons Araujo

  • 313 East Willow St., Ste. 105, Syracuse, NY 13203-1905

The Law Offices of Clifford Fordstadt - Attorney and Counselor at Law

  • 5788 Widewaters Pkwy., Syracuse, NY 13214-1847

David Shockey

  • 115 Mackay Ave., Syracuse, NY 13219-1101

Law Offices of Mary Lannon Fangio, Esq.

  • 5158 Jupiter Inlet Way, Syracuse, NY 13215

Madill Law Office, P.C.

  • 201 E. Jefferson St., Ste. 271, Syracuse, NY 13202

Stokes & Knych, LLC

  • 300 South State Street, Suite 624, Syracuse, NY 13202

The Law Offices of Robert A. Durr

  • 103 E. Water St., Ste. 304, Syracuse, NY 13202

Jerald M. Harrell

  • 333 E. Onondaga St., Ste 400, Syracuse, NY 13202

Macht, Brenizer & Gingold, P.C.

  • 109 South Warren Street, Syracuse, NY 13202

Lawyers At This Firm

R. Lawrence Laplante

  • 201 East Jefferson Street, Syracuse, NY 13202

Whitelal

  • 247-259 West Fayette Street, Syracuse, NY 13202-2250

Mannion & Copani

  • 224 Harrison St., Syracuse, NY 13202

Lawyers At This Firm

Law Office of Donald R. Swete

  • 1632 W. Genesee St., Syracuse, NY 13204-1952

Edward J. Fintel & Associates

  • 430 East Genesee Street, Suite 205, Syracuse, NY 13202

Andrew A. Mecca

  • 5410 W. Genesee St., Camillus, Syracuse, NY 13031

Raymond J. Dague, PLLC

  • 472 South Salina Street, Syracuse, NY 13202-2481

Bousquet Holstein PLLC

  • 110 West Fayette Street, Suite 1000, Syracuse, NY 13202

Lawyers At This Firm

Hill & Fischer, P.C.

  • 1117 E. Genesee St., Syracuse, NY 13210

Lawyers At This Firm

Ronald Shields Cook, Attorney at Law

  • 224 Harrison Street, Syracuse, NY 13202

Shulman Grundner Etoll & Danaher, P.C.

  • 250 South Clinton Street, Suite 502, Syracuse, NY 13202-1262

Lawyers At This Firm
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Additional Resources

Looking for Bankruptcy Lawyers in Syracuse?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
80 %

316 Client Reviews

PEER REVIEWS
4.2

1822 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

My ex wife discharged the mortgage in ch 7 I filed and reaffirmed she now thinks I need to refinance to get her off mortgage so she can buy a house

William Eugene Maddox
Answered by attorney William Eugene Maddox (Unclaimed Profile)
Bankruptcy lawyer at William E. Maddox, Jr. LLC, Attorney at Law
There should be no need for you to refinance.  Secured debt that is not reaffirmed, such as a mortgage, should reflect on your wife's credit report as 'included in bankruptcy' and show a $0 balance, and not drop off her credit for approximately 7-10 years.  She should dispute the reporting online with the credit bureaeus if this is not how it is being reported.  Some companies will delete the reporting all together but that is not required.   Anyone running her credit for the pupose of obtaining a mortgage should understand the non reaffirmed debt reporting and understand that she is not responsible for the debt.  She will likely have to provide a copy of the discharge order and possibly a copy of the petition and Statement of Intent which states her surrender of her interest in the property/mortgage.
There should be no need for you to refinance.  Secured debt that is not reaffirmed, such as a mortgage, should reflect on your wife's credit report as 'included in bankruptcy' and show a $0 balance, and not drop off her credit for approximately 7-10 years.  She should dispute the reporting online with the credit bureaeus if this is not how it is being reported.  Some companies will delete the reporting all together but that is not required.   Anyone running her credit for the pupose of obtaining a mortgage should understand the non reaffirmed debt reporting and understand that she is not responsible for the debt.  She will likely have to provide a copy of the discharge order and possibly a copy of the petition and Statement of Intent which states her surrender of her interest in the property/mortgage.
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How do I answer question 18 of my Statement of Financial Affairs?

default-avatar
Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Stating that you are employed as an independent contractor really doesn't answer the question of what the nature of the business is. Are you a butcher, a baker, or candlestick maker? Spit it out!
Stating that you are employed as an independent contractor really doesn't answer the question of what the nature of the business is. Are you a butcher, a baker, or candlestick maker? Spit it out!
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Can I sell a house after the loan wasn't reaffirmed?

Susan Green Taylor
Answered by attorney Susan Green Taylor (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Susan G. Taylor
Absolutely! You have all benefits of ownership after filing Ch. 7 bankruptcy regarding your home, even though you didn't formally reaffirm that debt with the lender. You simply had no personal liability after your Ch. 7 discharge, that is, had you defaulted on the loan the lender could not have sued you for a deficiency. If you can't sell the house but need to relocate for a job or have found a better deal, you can stop making payments & let the home be foreclosed without fear of being sued for the difference in what you owe & what the lender recovers at the foreclosure sale. Hope this was helpful.
Absolutely! You have all benefits of ownership after filing Ch. 7 bankruptcy regarding your home, even though you didn't formally reaffirm that debt with the lender. You simply had no personal liability after your Ch. 7 discharge, that is, had you defaulted on the loan the lender could not have sued you for a deficiency. If you can't sell the house but need to relocate for a job or have found a better deal, you can stop making payments & let the home be foreclosed without fear of being sued for the difference in what you owe & what the lender recovers at the foreclosure sale. Hope this was helpful.
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