Stockbridge, GA Bankruptcy Law Firms & Lawyers

A chapter 13 varies in many ways from a chapter 7; cost is one of those ways. In our area, the court has guidelines that bankruptcy attorneys must follow when setting their fees for a chapter 13. The cost is basically based on the type of debt you have, and whether anything out of the ordinary must be done on your case. The attorneys typically will file a chapter 13 upon payment of a deposit, the rest of the attorney fees will get paid back through what called a chapter 13 plan. You will have a monthly payment to the trustee; out of that money the balance of your attorney's fees will be paid. A chapter 7 is very different. Attorneys must get the entire amount up front before the filing can occur. The fees range from attorney to attorney and from case to case but typically can run anywhere from $1300- $2000 and can go up from there if there is a business involved or tax issues, prior bankruptcy, or other issues. Consult with an attorney, that way they can give you a quote for their services after analyzing your situation.

Contact the seller and see what they want to do. They may decide to waive the cosigner or tell you to get another one. Unless they can point to a written policy or fine print in your sales agreement about forfeiting the return, you should ask for a refund.