AV Preeminent Peer Rated Attorneys
Schenectady Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Schenectady Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Schenectady Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Christiaan van Niekerk

4.7
24 Reviews

  • 146 Jay Street, Schenectady, NY 12305+1 location

  • Law Firm with 1 lawyer2 awards

  • Let us help you become debt free and then help you become financially independent.

  • Bankruptcy LawyersBankruptcy Chapter 13, Bankruptcy Chapter 7, and 4 more

  • Free Consultation

Christiaan Mauritz Van Niekerk
Bankruptcy Lawyer
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Hacker Murphy LLP

4.8
53 Reviews

  • 200 Harborside Drive Suite 300, Schenectady, NY 12305+3 locations

  • Law Firm with 16 lawyers2 awards

  • Top-Rated Albany, NY law firm established in 1990, focusing on litigation claims in upstate New York. We offer initial consultations at no charge.

  • Bankruptcy LawyersCommercial Law, Corporate Law, and 351 more

  • Free Consultation

  • Offers Video

James E. Hacker Esq.
Bankruptcy Lawyer
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Law Office of Opal F. Hinds

5.0
6 Reviews

  • 650 Franklin Street, Suite 304, Schenectady, NY 12305

  • Law Firm with 1 lawyer1 award

  • I Will Work With You Personally To Achieve Results. I Offer Fair, Honest, Affordable Legal Representation. Call ME Directly to Discuss Your Case

  • Bankruptcy LawyersMatrimonial Law, Spousal Support or Alimony, and 38 more

  • Free Consultation

Opal Fayne Hinds
Bankruptcy Lawyer
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Hacker Murphy LLP

4.8
53 Reviews

  • Serving Schenectady, NY and Schenectady County, New York

  • Law Firm with 16 lawyers2 awards

  • Top-Rated Albany, NY law firm established in 1898, focusing on litigation claims in upstate New York. We offer initial consultations at no charge.

  • Bankruptcy LawyersCommercial Law, Corporate Law, and 349 more

  • Free Consultation

  • Offers Video

Julie Nociolo
Attorney
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Hoffman & Naviasky, PLLC

  • 1802 Eastern Parkway, Schenectady, NY 12309

Lawyers At This Firm

Brian J. McCann

  • 858 Northumberland Dr., Schenectady, NY 12309

Litz & Litz

  • 143 Clinton St., Schenectady, NY 12305

Lawyers At This Firm

Delain Law Office, PLLC

  • 430 Franklin St., Ste. 2204, Schenectady, NY 12305

Grasso, Rodriguez & Grasso

  • 751 State St., Schenectady, NY 12307-1266

Laura L. Silva, Esq.

  • 670 Franklin Street, Schenectady, NY 12305-2113

Wayne P. Smith

  • 157 Barrett St., Schenectady, NY 12305

Englert, Coffey & McHugh

  • 224 State St., Schenectady, NY 12305-1806

Lawyers At This Firm

Hanson Law Firm, P.C.

  • 1801 Altamont Ave., Schenectady, NY 12303

Higgins, Roberts & Suprunowicz, PC

  • 1430 Balltown Road, Schenectady, NY 12309

Wemple & Daly

  • 508 Union St., Schenectady, NY 12305

Cioffi Slezak Wildgrube P.C. Attorneys and Counselors at Law

  • 1473 Erie Boulevard, 1st Floor, Schenectady, NY 12305

Lawyers At This Firm

Edward D. Vacca

  • 514 State St., Schenectady, NY 12305

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Additional Resources

Looking for Bankruptcy Lawyers in Schenectady?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
95 %

63 Client Reviews

PEER REVIEWS
4.1

118 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Are private student loans dischargeable in a Chapter 7 bankruptcy or is 13 better?

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Answered by attorney Jacob D DeGraaff (Unclaimed Profile)
Bankruptcy lawyer at Henry DeGraaff, PS
Student loans, whether private or federal, are not discharged in any bankruptcy unless you have trial to determine that you meet the special circumstances justifying discharge. A chapter 13 bankruptcy will give you some temporary relief from the student loan creditors collecting against you, but unless the loans are paid in full before you complete your chapter 13 or your daughter can keep current on the payments, you will be facing collection again when your bankruptcy is finished. You should speak with an attorney who is familiar with student loan issues if that is you major debt concern.
Student loans, whether private or federal, are not discharged in any bankruptcy unless you have trial to determine that you meet the special circumstances justifying discharge. A chapter 13 bankruptcy will give you some temporary relief from the student loan creditors collecting against you, but unless the loans are paid in full before you complete your chapter 13 or your daughter can keep current on the payments, you will be facing collection again when your bankruptcy is finished. You should speak with an attorney who is familiar with student loan issues if that is you major debt concern.
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Can I assume someone's mortgage if they have filled bankruptcy?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Assuming a mortgage will have nothing to do with the seller?s prior bankruptcy. However, whether the seller is eligible to transfer the title to the property to you is a much more crucial issue that you will need to investigate.
Assuming a mortgage will have nothing to do with the seller?s prior bankruptcy. However, whether the seller is eligible to transfer the title to the property to you is a much more crucial issue that you will need to investigate.
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Will I be able to get paid back if I lend my friend money for his business and he files bankruptcy?

Diane L Drain
Answered by attorney Diane L Drain (Unclaimed Profile)
Bankruptcy lawyer at Law Office of D. L. Drain, P.A.
You are probably going to be "out of luck". You can hedge your loan by securing it against collateral that has equity - such as house, land or vehicles. Otherwise, you are an unsecured creditor and will be treated like everyone else. I hope this helps.
You are probably going to be "out of luck". You can hedge your loan by securing it against collateral that has equity - such as house, land or vehicles. Otherwise, you are an unsecured creditor and will be treated like everyone else. I hope this helps.
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