AV Preeminent Peer Rated Attorneys
Saratoga Springs Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Saratoga Springs Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Saratoga Springs Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Hacker Murphy LLP

4.8
53 Reviews
  • 511 Broadway, Saratoga Springs, NY 12866+3 locations

  • Law Firm with 16 lawyers2 awards

  • Top-Rated Albany, NY law firm established in 1898, focusing on litigation claims in upstate New York. We offer initial consultations at no charge.

  • Bankruptcy LawyersCommercial Law, Corporate Law, and 349 more

  • Free Consultation

James E. Hacker Esq.
Bankruptcy Lawyer
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  • 1 Court Street, Saratoga Springs, NY 12866+1 location

  • Law Firm with 33 lawyers2 awards

  • Providing high-quality legal advice to our clients since 1925. O’Connell and Aronowitz has been a trusted leader in the legal profession and in our community for 100 years.

  • Bankruptcy LawyersCivil Litigation, Criminal Law, and 18 more

Stephen R. Coffey
Shareholder
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  • Serving Saratoga Springs, NY

  • Law Firm with 1 lawyer2 awards

  • Let us help you become debt free and then help you become financially independent.

  • Bankruptcy LawyersBankruptcy Chapter 13, Bankruptcy Chapter 7, and 4 more

  • Free Consultation

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Hacker Murphy LLP

4.8
53 Reviews
  • Serving Saratoga Springs, NY and Saratoga County, New York

  • Law Firm with 16 lawyers2 awards

  • Top-Rated Albany, NY law firm established in 1898, focusing on litigation claims in upstate New York. We offer initial consultations at no charge.

  • Bankruptcy LawyersCommercial Law, Corporate Law, and 349 more

  • Free Consultation

  • Offers Video

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  • Serving Saratoga Springs, NY and Saratoga County, New York

  • Law Firm with 1 lawyer1 award

  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

  • Bankruptcy LawyersTax Law, Offers in Compromise, and 46 more

  • Free Consultation

  • Offers Video

Timothy Hart Esq.
Bankruptcy Lawyer
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  • 25 Walton St., Saratoga Springs, NY 12866-2040

  • 59 Church St., Saratoga Springs, NY 12866

  • 480 Broadway, Ste. 318, Saratoga Springs, NY 12866

  • 376 Broadway Floor, 2nd Floor, Saratoga Springs, NY 12866

  • 254 Church Street, Saratoga Springs, NY 12866-1037

  • 36 Long Alley, Saratoga Springs, NY 12866

  • 480 Bway., Ste. 328, Saratoga Springs, NY 12866

  • 3257 Route 9, Suite 5, Saratoga Springs, NY 12866

  • 38 High Rock Avenue, #2C, Saratoga Springs, NY 12866

  • 100 West Ave., Saratoga Springs, NY 12866

  • 530 Maple Ave., Saratoga Springs, NY 12866-5604

  • 47 W. Harrison St., Saratoga Springs, NY 12866

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Looking for Bankruptcy Lawyers in Saratoga Springs?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
73 %

81 Client Reviews

PEER REVIEWS
4.1

462 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How long do I need to wait before I can do another chapter 13 bankruptcy?

Richard B. Jacobson
Answered by attorney Richard B. Jacobson (Unclaimed Profile)
Bankruptcy lawyer at Richard B. Jacobson Associates, LLC
You can voluntarily dismiss your Ch. 13 (usually) just for the asking. Then wait a decent interval and re-file, including all your debts up through the time of the new filing. Or you could continue with your Ch. 13 and gain a discharge. In that case you would have to wait two years to re-file. You might want to discuss this with your present Ch. 13 lawyer.
You can voluntarily dismiss your Ch. 13 (usually) just for the asking. Then wait a decent interval and re-file, including all your debts up through the time of the new filing. Or you could continue with your Ch. 13 and gain a discharge. In that case you would have to wait two years to re-file. You might want to discuss this with your present Ch. 13 lawyer.
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Will I ever again be liable for the repayment of my mortgage after a Chapter 7 discharge?

Diane L Drain
Answered by attorney Diane L Drain (Unclaimed Profile)
Bankruptcy lawyer at Law Office of D. L. Drain, P.A.
Based on the facts as stated - you can live in the house as long as you like so long as you make the payment. If you stop making the payment the lender will eventually foreclose. The lender(s) cannot sue you because this debt was discharged and you did not reaffirm.
Based on the facts as stated - you can live in the house as long as you like so long as you make the payment. If you stop making the payment the lender will eventually foreclose. The lender(s) cannot sue you because this debt was discharged and you did not reaffirm.
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How do I wipe a student loan off my record?

default-avatar
Answered by attorney Jeffrey Pat Heineman (Unclaimed Profile)
Bankruptcy lawyer at Heineman Law Office
You must file a bankruptcy, and then file an adversary proceeding, based on that bankruptcy, in the U.S. Bankruptcy Court. Case law on this issue has created a test to evaluate whether your loan can be eliminated or possibly reduced. The test is a little complicated, and it takes into account your current situation, your future income potential, your age, your health, your cost of living, etc.. In short, it evaluates everything. To fight this matter can be expensive. The attorney fees will likely exceed $10,000.00, and very possibly much more. Student loan companies fight these matters to the bitter end, usually. The last one I assisted on had legal fees of over $20,000.
You must file a bankruptcy, and then file an adversary proceeding, based on that bankruptcy, in the U.S. Bankruptcy Court. Case law on this issue has created a test to evaluate whether your loan can be eliminated or possibly reduced. The test is a little complicated, and it takes into account your current situation, your future income potential, your age, your health, your cost of living, etc.. In short, it evaluates everything. To fight this matter can be expensive. The attorney fees will likely exceed $10,000.00, and very possibly much more. Student loan companies fight these matters to the bitter end, usually. The last one I assisted on had legal fees of over $20,000.
Read More Read Less