AV Preeminent Peer Rated Attorneys
Santa Barbara Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Santa Barbara Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Santa Barbara Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Law Offices of Michael Jay Berger

5.0
103 Reviews

  • 7 W. Figueroa Street, Suite 200, Santa Barbara, CA 93101+11 locations

  • Law Firm with 6 lawyers3 awards

  • Michael Jay Berger is an AV-Rated California Bankruptcy Attorney and a Certified Bankruptcy Law Specialist by The State Bar of California Board of Legal Specialization.

  • Bankruptcy LawyersBankruptcy Chapter 7, Bankruptcy Chapter 11, and 28 more

  • Free Consultation

  • Offers Video

Angela Gill
Bankruptcy Lawyer
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Liebersbach, Carney & Reed

  • 1614 State St., Santa Barbara, CA 93101-2520

Lawyers At This Firm

Reicker, Pfau, Pyle & McRoy LLP

4.8
28 Reviews

  • 1421 State Street, Suite B, Santa Barbara, CA 93101

  • Law Firm with 16 lawyers2 awards

  • Premier business and commercial litigation firm practicing in Business; Corporate; Partnerships; Real Estate; Commercial Leasing; Contracts; Trusts and Estate Planning; Franchises;... Read More

  • Bankruptcy LawyersBusiness Transactions, Commercial Leasing, and 39 more

John G. Busby
Partner
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Hollister & Brace A Professional Corporation

4.9
9 Reviews

  • 200 E. Carrillo Street, Suite 100, Santa Barbara, CA 93101+1 location

  • Law Firm with 9 lawyers2 awards

  • Hollister & Brace was founded in 1966 by William A. Brace and J.J. Hollister III. Cases recently brought to a successful conclusion by Hollister & Brace include large class-action... Read More

  • Bankruptcy LawyersCivil Litigation (including complex, class actions), and 50 more

Steven Evans Kirby
Retired Partner
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Griffith & Thornburgh, LLP

4.7
51 Reviews

  • 8 East Figueroa Street, Suite 300, Santa Barbara, CA 93101

  • Law Firm with 12 lawyers2 awards

  • Griffith & Thornburgh, LLP has been serving Santa Barbara for over 100 years. The firm is dedicated to high quality and integrity in all its work. Griffith & Thornburgh serves as... Read More

  • Bankruptcy LawyersCivil Litigation, Trial Practice, and 17 more

Joseph M. Sholder
Bankruptcy Lawyer
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Keller Rohrback L.L.P.

4.8
67 Reviews

  • 801 Garden Street, Suite 301, Santa Barbara, CA 93101+7 locations

  • Law Firm with 77 lawyers2 awards

  • A highly rated Law Firm established in 1919.

  • Bankruptcy LawyersCivil Litigation, Trial Practice, and 34 more

Chris Springer
Partner
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Herrig, Vogt & Hensley, LLP

4.5
34 Reviews

  • Serving Santa Barbara, CA

  • Law Firm with 10 lawyers3 awards

  • Serving the People who Build America

  • Bankruptcy LawyersCivil Trial Practice Relating to Public, Private Construction Contracts, and 80 more

Trevor Hensley
Partner
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Hollister & Brace A Professional Corporation

4.9
9 Reviews

  • Serving Santa Barbara, CA and Santa Barbara County, California

  • Law Firm with 9 lawyers2 awards

  • Hollister & Brace was founded in 1966 by William A. Brace and J.J. Hollister III. Cases recently brought to a successful conclusion by Hollister & Brace include large class-action... Read More

  • Bankruptcy LawyersCivil Litigation (including complex, class actions), and 50 more

Steven Evans Kirby
Retired Partner
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Gumport Law Firm, PC

5.0
1 Review

  • Serving Santa Barbara, CA and Santa Barbara County, California

  • Law Firm with 1 lawyer1 award

  • Preeminent Litigation Firm, Concentrating in Bankruptcy and Business Litigation, Internal Investigations, and Mediation.

  • Bankruptcy LawyersCommercial Litigation, Bankruptcy Litigation, and 3 more

Leonard Gumport
Bankruptcy Lawyer
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Law Office of Leticia Martinez

  • 205 E Carrillo St., Ste. 210, Santa Barbara, CA 93101

Law Office of Natalie A. Spilborghs

  • 2220 Elise Way, Santa Barbara, CA 93109

Cohn Rengo

  • 314 East Carrillo Street, Suite 7, Santa Barbara, CA 93101

Lawyers At This Firm

Law Offices of Stephen E. Penner, PC

  • 1215 De La Vina Street, Suite K, Santa Barbara, CA 93101

MS LAW

  • 315 Meigs Road, Suite 652, Santa Barbara, CA 93109

Law Offices of Scott Gutjahr

  • 1060 Monte Dr., Santa Barbara, CA 93110-2145

Greben Law, A Professional Law Corporation

  • 351 Paseo Nuevo, Second Floor, Santa Barbara, CA 93101

Brigham Law Firm

  • 831 State St., Ste. 240, Santa Barbara, CA 93101

Beall & Burkhardt

  • 1114 State St., Suite 200, Santa Barbara, CA 93101

Lawyers At This Firm

Law Offices of John J. Thyne, III

  • 2000 State St., Santa Barbara, CA 93105-3554

Michaelson, Susi & Michaelson

  • 7 W. Figueroa St., Santa Barbara, CA 93101-3103

Law Office of John F. Shellabarger

  • 928 Garden St., Ste. 3, Santa Barbara, CA 93101-7400

Edward Lowenschuss Attorney at Law

  • 1215 De La Vina St., Ste. K, Santa Barbara, CA 93101

Crane Flores, LLP

  • 15 West Carrillo Street, Suite 310, Santa Barbara, CA 93101

Lawyers At This Firm

Esparza Law Group, P.C.

  • 1129 State Street, Suite 13, Santa Barbara, CA 93101

JoAnn M. Brady

  • 1215 De La Vina St., Ste. K, Santa Barbara, CA 93101-5167

Hurlbett & Olmstead

  • 3324 State St., Ste. O, Santa Barbara, CA 93105

Crane & Richards

  • 945 Ward Dr., Ste. 108, Santa Barbara, CA 93111

Law Offices of Karen L. Grant

  • 924 Anacapa Street, Suite 1M, Santa Barbara, CA 93101

Gregory R. Lowe, Attorney at Law

  • 3463 State St., Ste. 507, Santa Barbara, CA 93105-2603

Michael P. Ring & Associates

  • 1234 Santa Barbara St., Santa Barbara, CA 93101-2023

Lawyers At This Firm
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Additional Resources

Looking for Bankruptcy Lawyers in Santa Barbara?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
84 %

84 Client Reviews

PEER REVIEWS
4.3

200 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I refinance while in chapter 13?

Daniel J. Winter
Answered by attorney Daniel J. Winter (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Daniel J. Winter
You may be able to refinance while in your current Chapter 13. You have to consult with your attorney, and provide the refinance application. Then he or she will have to petition the court for permission to do it. Depending on the terms of your refinance, your Chapter 13 plan may have to change also. It is important that you talk to your attorney, and if you don't have one, you should contact an attorney experienced in Chapter 13 bankruptcy.
You may be able to refinance while in your current Chapter 13. You have to consult with your attorney, and provide the refinance application. Then he or she will have to petition the court for permission to do it. Depending on the terms of your refinance, your Chapter 13 plan may have to change also. It is important that you talk to your attorney, and if you don't have one, you should contact an attorney experienced in Chapter 13 bankruptcy.
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Are we still liable for the debt if they did not allow us to re-affirm the mortgage?

Diane L Drain
Answered by attorney Diane L Drain (Unclaimed Profile)
Bankruptcy lawyer at Law Office of D. L. Drain, P.A.
The creditor cannot sue you on the secured mortgage debt so long as the debt was listed in your bankruptcy and you did not reaffirm the debt. The lender has a lien on the house and they can foreclose. Remember you still own the house until it is foreclosed or you transfer title.
The creditor cannot sue you on the secured mortgage debt so long as the debt was listed in your bankruptcy and you did not reaffirm the debt. The lender has a lien on the house and they can foreclose. Remember you still own the house until it is foreclosed or you transfer title.
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At what point can a bankruptcy attorney remove a lien on a house or garnishment on a paycheck?

Rex K. Daines
Answered by attorney Rex K. Daines
Bankruptcy lawyer at OlsenDaines
IF they obtained a judgment, they already have a lien on the home. The lien happens automatically when the judgment is entered. Also, they can garnish wages the moment the judge signs the judgment. You can file a bankruptcy anytime and the garnishment stops the moment the bankruptcy is filed. In most cases, you can eliminate their judgment lien through the bankruptcy, but there is additional work that a bankruptcy will need to do (which means some additional cost to you).
IF they obtained a judgment, they already have a lien on the home. The lien happens automatically when the judgment is entered. Also, they can garnish wages the moment the judge signs the judgment. You can file a bankruptcy anytime and the garnishment stops the moment the bankruptcy is filed. In most cases, you can eliminate their judgment lien through the bankruptcy, but there is additional work that a bankruptcy will need to do (which means some additional cost to you).
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