Pueblo, CO Bankruptcy Law Firms & Lawyers

You filed on a Monday. You do not count the day you filed. So, your deadline is also on a Monday, two weeks later. The Federal Rules of Civil Procedure define how days are counted for all the deadlines contained in the court rules.

When a person is seeking to discharge student loans in a bankruptcy, that person must file a lawsuit (adversary proceeding) within that bankruptcy. The person must prove that repaying the student loan would cause an undue hardship on himself and his dependents. In order to prove this, a person must generally prove that he has made good faith efforts to pay on the loans, that he can not maintain a minimal standard of living at this time while paying on the loans, and that it will be unlikely in the future that he will have sufficient income to pay on the loans. A person can reopen an old bankruptcy to pursue an undue hardship discharge of the student loans. It is a full-blown lawsuit and a person needs to be prepared for a fight by the student loan company.

Write them a certified letter to "immediately cease harassing me in your attempt to extort a payment on this discharged debt by removing the vehicle or sending me the title with your lien removed so I can have it towed to a junkyard." If in three weeks, they haven't take. Care of it, move the bankruptcy court for violation of the automatic stay.