Port Charlotte, FL Bankruptcy Law Firms & Lawyers

Under 11 U.S.C. section 523(a)(16) you are not discharged from post-petition association dues.    Section 523(a) lists a variety of debts that cannot be discharged in bankruptcy, including: … a fee or assessment that becomes due and payable after the order for relief to a membership association with respect to the debtor's interest in a unit that has condominium ownership, in a share of a cooperative corporation, or a lot in a homeowners association, for as long as the debtor or the trustee has a legal, equitable, or possessory ownership interest in such unit, such corporation, or such lot, but nothing in this paragraph shall except from discharge the debt of a debtor for a membership association fee or assessment for a period arising before entry of the order for relief in a pending or subsequent bankruptcy case[.] § 523(a)(16) (emphasis added)You should check the law in Florida bankrutpcy decisions, but if the bank is the holder of the title then you would not be holder of title and if you are not in possession and have no equitable title to the property, such as a redemption claim, then the debt should be discharged. 

You need to consult with a bankruptcy attorney in your area. No one can answer this question without a full knowledge of all the facts and your financial circumstances.

Speak to a bankruptcy attorney; most give free consultations. It is impossible to determine your options without a thorough analysis of your situation.