AV Preeminent Peer Rated Attorneys
Pleasant Valley Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Pleasant Valley Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Pleasant Valley Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Corbally, Gartland and Rappleyea, LLP

3.9
14 Reviews

  • 1733 Main Street, Pleasant Valley, NY 12569+1 location

  • Law Firm with 5 lawyers2 awards

  • "A Heritage in Legal Counsel for over 100 Years"

  • Bankruptcy LawyersBanking, Collections, and 11 more

Patrick Gartland
Bankruptcy Lawyer
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Needle | Cuda

4.6
26 Reviews

  • Serving Pleasant Valley, NY and Dutchess County, New York

  • Law Firm with 5 lawyers3 awards

  • Needle | Cuda is a top family law firm focused on divorce, alimony, property division, custody/visitation, relocation, child support, post judgement modifications/enforcement,... Read More

  • Bankruptcy LawyersDivorce, Child Custody, and 34 more

Charles Needle
Bankruptcy Lawyer
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Corbally, Gartland and Rappleyea, LLP

3.9
14 Reviews

  • Serving Pleasant Valley, NY and Dutchess County, New York

  • Law Firm with 5 lawyers2 awards

  • "A Heritage in Legal Counsel for over 100 Years"

  • Bankruptcy LawyersBanking, Collections, and 11 more

Patrick Gartland
Bankruptcy Lawyer
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Rusk, Wadlin, Heppner & Martuscello, LLP

4.7
27 Reviews

  • Serving Pleasant Valley, NY and Dutchess County, New York

  • Law Firm with 11 lawyers3 awards

  • Rusk, Wadlin, Heppner & Martuscello, LLP is among the most trusted names in legal representation in Ulster County and beyond. Trusted for a heritage of nearly 150 years. Trusted... Read More

  • Bankruptcy LawyersAuto Accidents, Medical Malpractice, and 7 more

Jason Kovacs
Bankruptcy Lawyer
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Timothy S. Hart, Tax Attorney & CPA (Serving N.Y.S.)

5.0
38 Reviews

  • Serving Pleasant Valley, NY and Dutchess County, New York

  • Law Firm with 1 lawyer1 award

  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

  • Bankruptcy LawyersTax Law, Offers in Compromise, and 46 more

  • Free Consultation

  • Offers Video

Timothy Hart Esq.
Bankruptcy Lawyer
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Mackey Catania & Whalen LLP

4.6
89 Reviews

  • Serving Pleasant Valley, NY and Dutchess County, New York

  • Law Firm with 21 lawyers1 award

  • MACKEY BUTTS & WHALEN LLP is a law firm dedicated to taking a proactive approach to the needs of, and issues confronting our clients.

  • Bankruptcy LawyersReal Estate, Commercial Real Estate, and 17 more

Albert Rosenblatt
Bankruptcy Lawyer
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Additional Resources

Looking for Bankruptcy Lawyers in Pleasant Valley?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
69 %

45 Client Reviews

PEER REVIEWS
4.4

107 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

My wife co-signed for her mother on a bank credit card. Now married, my mother is filing bankruptcy. Will my wife be paying?

default-avatar
Answered by attorney Phong Thanh Tran (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Pho Ethan Tran, PLLC
If your wife was a cosigner or co-debtor on the debt, she will remain liable on the account even after her mother is granted a discharge by the bankruptcy court. She should contact the bank and work out a lump sum settlement or establish a payment plan. She can also petition for bankruptcy herself if needed.
If your wife was a cosigner or co-debtor on the debt, she will remain liable on the account even after her mother is granted a discharge by the bankruptcy court. She should contact the bank and work out a lump sum settlement or establish a payment plan. She can also petition for bankruptcy herself if needed.
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If I passed away do my children still get my house if I never reaffirmed my loan if I am current and never been late on any payments?

Randall C. Romei
Answered by attorney Randall C. Romei (Unclaimed Profile)
Bankruptcy lawyer at Ashcraft & Ashcraft, Ltd.
The house will pass to heir(s) in accordance with the terms of your Will, if any. If you do not have a Will, the house will pass according to the statute on descent and distribution. A living spouse will receive an interest (50%) and the children will divide the remainder. Any mortgage securing the property will continue to encumber the property. Most mortgages have a due on sale clause that will allow the lender to force the sale of the house or refinance of the mortgage in order to pay off the mortgage when the original mortgagee no longer owns the house. When the lender discovers that you passed away, the lender will require the mortgage to be paid off. The heirs will have to make necessary arrangements or lose the house.
The house will pass to heir(s) in accordance with the terms of your Will, if any. If you do not have a Will, the house will pass according to the statute on descent and distribution. A living spouse will receive an interest (50%) and the children will divide the remainder. Any mortgage securing the property will continue to encumber the property. Most mortgages have a due on sale clause that will allow the lender to force the sale of the house or refinance of the mortgage in order to pay off the mortgage when the original mortgagee no longer owns the house. When the lender discovers that you passed away, the lender will require the mortgage to be paid off. The heirs will have to make necessary arrangements or lose the house.
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Do you have to reaffirm mortgages to get refinanced?

Marjorie A. Guymon
Answered by attorney Marjorie A. Guymon
Bankruptcy lawyer at Goldsmith & Guymon, P.C.
In lieu of refinancing with your current lender with whom you did not reaffirm, look for another bank to refinance through. Otherwise, yes, you have to file a motion to reopen your case and set aside the discharge order, file a reaffirmation agreement signed by you and the lender, attend a hearing on the same and get it approved, then have your discharge order re-entered and your case closed out.
In lieu of refinancing with your current lender with whom you did not reaffirm, look for another bank to refinance through. Otherwise, yes, you have to file a motion to reopen your case and set aside the discharge order, file a reaffirmation agreement signed by you and the lender, attend a hearing on the same and get it approved, then have your discharge order re-entered and your case closed out.
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