Georgetown, TX Bankruptcy Law Firms & Lawyers

It really depends upon the facts surrounding the dismissal. You are not eligible to re-file a bankruptcy case for 180 days if (1) the case was dismissed because you failed to abide by Bankruptcy Court Orders, or (2) you voluntarily dismissed the case following the filing of a motion for relief from the automatic stay. In most other circumstances you could re-file immediately, although you will have to jump through a few hoops to get the automatic stay extended beyond the 30 day period after the re-filing. This may or may not be a problem, depending upon the type of bankruptcy that you file and what you are hoping to achieve by such a filing.

You need to file bankruptcy to get rid of all of the credit card and medical bill debt. It would be best if you went to the hearing in the small claims court. Your defense is that there is a 5 year statute of limitations here in Florida and it has been more than five years since you defaulted. If that does not work you can rest assured that there is a way to get judgments against you wiped off the slate. The filing fee for bankruptcy is $306, and a reasonable attorneys fee is around $1200. Do not think that a bankruptcy petition preparer can do anything near what an experienced attorney can do. They charge a lot less but they cannot legally give you any legal advice whatsoever. So, save up to hire a bankruptcy attorney and find one in your area who will take payments. The real question to you is whether it is worth approximately $1500 to get out of $insert total amount you owe here. The answer is always yes. You will undoubtedly qualify to file a chapter 7 bankruptcy because you will be making less than $40,000 per year on disability. You can go to my website and download a pamphlet I have written about Chapter 7 Bankruptcy. I hope this has helped you.

Your question isn't clear. If your bankruptcy case was dismissed, it would not be realistic to expect that a creditor continue to let you slide without paying for your vehicle. If your bankruptcy case was still open, the creditor would have had to have obtained an order lifting the stay or had the stay expire to repo your vehicle. If that didn't happen, a bankruptcy litigator may be able to make a good chunk of change for you for the creditor's misconduct.