AV Preeminent Peer Rated Attorneys
Freehold Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Freehold Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Freehold Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Law Offices of Douglas T. Tabachnik, P.C.

5.0
1 Review

  • 63 West Main Street, Suite C, Freehold, NJ 07728-2141+1 location

  • Law Firm with 2 lawyers1 award

  • Bankruptcy, Commercial Litigation, and Creditors Rights. Certified by the American Board of Certification in Business Bankruptcy Law.

  • Bankruptcy LawyersBankruptcy Litigation, Commercial Bankruptcy, and 10 more

Douglas T. Tabachnik
Bankruptcy Lawyer
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Weinberger Divorce & Family Law Group, LLC

4.7
257 Reviews

  • 83 South Street, Suite 201, Freehold, NJ 07728+5 locations

  • Law Firm with 24 lawyers4 awards

  • Trusted authorities on New Jersey Divorce and Family Law. Guidance and experience that you can rely upon.

  • Bankruptcy LawyersDivorce Mediation, Family Law, and 83 more

Rachel E. Partyka
Partner
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Ira J. Metrick, Attorney at Law LLC

3.3
6 Reviews

  • 57 W. Main Street, Freehold, NJ 07728

  • Law Firm with 1 lawyer1 award

  • New Jersey Foreclosure Defense & Loan Modification Attorney

  • Bankruptcy LawyersConsumer Defense, Foreclosure Defense, and 4 more

  • Free Consultation

Ira J. Metrick Esq.
Bankruptcy Lawyer
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Gillman, Bruton & Capone, LLC

4.3
15 Reviews

  • 42 East Main Street, Suite 303, Freehold, NJ 07728+1 location

  • Law Firm with 3 lawyers2 awards

  • Established in 1981, We Are Expert New Jersey Bankruptcy, Foreclosure Defense & Mortgage Modification Lawyers Who Represent Individual & Small Business Debtors. Contact Us for a... Read More

  • Bankruptcy LawyersPersonal Bankruptcy, Business Bankruptcy, and 12 more

  • Free Consultation

Justin M. Gillman Esq.
Bankruptcy Lawyer
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Garces, Grabler & LeBrocq, P.C.

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  • 6 Throckmorton Street, Freehold, NJ 07728+10 locations

  • Law Firm with 9 lawyers1 award

  • At Garces, Grabler & LeBrocq, P.C., we are big enough to win and small enough to care. With 6 fully staffed offices and a multi-lingual staff, we personally and effectively serve... Read More

  • Bankruptcy LawyersPersonal Injury, Automobile Accidents, and 118 more

  • Free Consultation

  • Offers Video

William N. Grabler
Bankruptcy Lawyer
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Detzky, Hunter & DeFillippo, LLC

4.9
82 Reviews

  • 45 Court Street, Freehold, NJ 07728

  • Law Firm with 3 lawyers4 awards

  • Lawyers who listen...Counselors who care.

  • Bankruptcy LawyersImmigration, Family Immigration, and 14 more

Michael Detzky Esq.
Bankruptcy Lawyer
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Lieberman Blecher & Sinkevich P.C.

4.6
8 Reviews

  • Serving Freehold, NJ

  • Law Firm with 9 lawyers2 awards

  • Environmental and Toxic Injury Lawyers Fighting For Your Health, Your Home and Your Communities.

  • Bankruptcy LawyersAdministrative Hearings and Appeals, Class Actions, and 17 more

C. Michael Gan
Bankruptcy Lawyer
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Keaveney Legal Group

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  • Serving Freehold, NJ and Monmouth County, New Jersey

  • Law Firm with 4 lawyers

  • Keaveney Legal Group is a New Jersey & Pennsylvania-based professional law firm that aggressively defends consumers, professionals and homeowners who are facing legal issues in the... Read More

  • Bankruptcy LawyersStop Foreclosure Proceedings, Loan Modifications, and 40 more

  • Free Consultation

Thomas Masciocchi
Bankruptcy Lawyer
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Weinberger Divorce & Family Law Group, LLC

4.7
257 Reviews

  • Serving Freehold, NJ and Monmouth County, New Jersey

  • Law Firm with 24 lawyers4 awards

  • Trusted authorities on New Jersey Divorce and Family Law. Guidance and experience that you can rely upon.

  • Bankruptcy LawyersDivorce Mediation, Family Law, and 83 more

Gina-Marie Izzo
Attorney
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Theodore Sliwinski

4.7
168 Reviews

  • Serving Freehold, NJ and Monmouth County, New Jersey

  • Law Firm with 1 lawyer2 awards

  • Quality Legal Services At Affordable Rates

  • Bankruptcy LawyersFamily Law and Divorce, Adoption, and 38 more

Theodore Sliwinski
Bankruptcy Lawyer
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Cosner Law Group

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  • Serving Freehold, NJ and Monmouth County, New Jersey

  • Law Firm with 2 lawyers1 award

  • Our firm has provided legal services in Central New Jersey for over 30 years. We are dedicated to providing our clients with high quality representation at a reasonable cost.

  • Bankruptcy LawyersFamily Law, Divorce, and 120 more

  • Free Consultation

Staci A. Cosner
Bankruptcy Lawyer
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McOmber McOmber & Luber, P.C.

5.0
230 Reviews

  • Serving Freehold, NJ and Monmouth County, New Jersey

  • Law Firm with 27 lawyers3 awards

  • Providing clients with distinguished experience and dedicated service since 1974

  • Bankruptcy LawyersAlternative Dispute Resolution, Appellate Practice, and 115 more

  • Free Consultation

  • Offers Video

Austin Tobin
Bankruptcy Lawyer
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Law Offices of Michael Chazen, Esq.

  • 4400 Route 9 South, Suite 1000, Freehold, NJ 07728

Law Offices of John F. Newman, P.C.

  • 1 Broad St., Suite 11, Freehold, NJ 07728

Ellis Law

  • 87 South Street, Freehold, NJ 07728

Lawyers At This Firm

Abilheira & Newman, P.C.

  • 34 E. Main St., Freehold, NJ 07728

Lawyers At This Firm

Gross, Truss & Herstik, P.C.

  • 63 W. Main St., Freehold, NJ 07728

Lawyers At This Firm

Hanlon Niemann & Wright, PC

  • 3499 Rte. 9 N., Freehold, NJ 07728

Lawyers At This Firm

The Law Office of Thomas J. Palmer

  • 2 Market Yard, Ste. 100, Freehold, NJ 07728

Riviere Cresci & Singer LLC

  • 222 Schanck Rd., Ste. 201, Freehold, NJ 07728

Brenner Spiller & Archer, LLP

  • 57 W. Main Street, Freehold, NJ 07728

Abelson & Truesdale LLC

  • 63 W. Main Street, Freehold, NJ 07728-2140

Lawyers At This Firm

Richard E. Beck

  • 87 W. Main St., Freehold, NJ 07728

Frank P. Friedman & Associates, PC

  • 22 Center St., Freehold, NJ 07728-2219

Law office of Edward Hanratty

  • 57 W. Main, 2nd Fl., Freehold, NJ 07728

Blick Law LLC

  • 303 W. Main St., Ste. 340, Freehold, NJ 07728

Christopher T. Campbell, Esq., L.L.C.

  • 39 Court St., Ste. 1, Freehold, NJ 07728

Rutter & Roy, LLP

  • 3 Paragon Way - Suite 300, Freehold, NJ 07728

Lawyers At This Firm

Boyer Coffy, LLC

  • 4400 U.S. 9 S, Suite 1000, Freehold, NJ 07728

Andrew Laschuk

  • 31 W. Main St., Freehold, NJ 07728-2209

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Additional Resources

Looking for Bankruptcy Lawyers in Freehold?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
80 %

550 Client Reviews

PEER REVIEWS
4.3

160 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

If I'm in Chapter 13 Bankruptcy, can a creditor who is not involved still garnish my wages?

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Answered by attorney Kevin W. Bruning (Unclaimed Profile)
Bankruptcy lawyer at Bruning & Associates, P.C.
Thanks for your question. Without more details, it is hard to provide a good answer. Did you incur this debt before filing for bankruptcy? If so, it is possible that they are violating the bankruptcy code by continuing to garnish your wages if they had notice of the bankruptcy. If you did not send them notice, however, they might be able to take action against you, such as garnishing your wages, however they typically should seek permission from the bankruptcy court first. If they didn't seek permission, but didn't have notice of your bankruptcy, then you may have a larger problem for not handling this creditor correctly under the bankruptcy code (you are required to include all of your creditors; if you don't, then that creditor might not be discharged at the end of your payment plan). If you incurred this debt after filing bankruptcy, that creditor probably isn't covered by your bankruptcy petition, though you should speak with an attorney about your particular situation in order to get a better determination.
Thanks for your question. Without more details, it is hard to provide a good answer. Did you incur this debt before filing for bankruptcy? If so, it is possible that they are violating the bankruptcy code by continuing to garnish your wages if they had notice of the bankruptcy. If you did not send them notice, however, they might be able to take action against you, such as garnishing your wages, however they typically should seek permission from the bankruptcy court first. If they didn't seek permission, but didn't have notice of your bankruptcy, then you may have a larger problem for not handling this creditor correctly under the bankruptcy code (you are required to include all of your creditors; if you don't, then that creditor might not be discharged at the end of your payment plan). If you incurred this debt after filing bankruptcy, that creditor probably isn't covered by your bankruptcy petition, though you should speak with an attorney about your particular situation in order to get a better determination.
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Should someone file Chapter 7 or Chapter 13 for student loan debt?

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Answered by attorney Todd Allen Whiteley (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Todd Whiteley
Student loans ARE NOT generally dischargeable debts in a bankruptcy case. It doesn't matter whether a person files chapter 7 or chapter 13. This statement is true in the majority of bankruptcy cases, but like most things in bankruptcy, exceptions exist. Student loans may be discharged in bankruptcy when the debtor can show that being required to pay the student loan debt would create an"undue hardship" for the debtor. The unfortunate irony is that your friend may qualify under an "undue hardship" standard, but you may not. If you intend to file bankruptcy only to discharge student loan debt, you will want to compare the "undue hardship" standards against your circumstances. No sense in filing bankruptcy if it doesn't discharge your student loan debt. You might want to contact the student loan lender and settle the debt. Note: Since Student Loan debt recently surpassed Credit Card debt nationally, there is a lot of activity in Washington D.C. seeking to make student loan debt dischargeable through bankruptcy. NACBA (National Association of Consumer Bankruptcy Attorneys) is one of the groups trying to get this change passed.
Student loans ARE NOT generally dischargeable debts in a bankruptcy case. It doesn't matter whether a person files chapter 7 or chapter 13. This statement is true in the majority of bankruptcy cases, but like most things in bankruptcy, exceptions exist. Student loans may be discharged in bankruptcy when the debtor can show that being required to pay the student loan debt would create an"undue hardship" for the debtor. The unfortunate irony is that your friend may qualify under an "undue hardship" standard, but you may not. If you intend to file bankruptcy only to discharge student loan debt, you will want to compare the "undue hardship" standards against your circumstances. No sense in filing bankruptcy if it doesn't discharge your student loan debt. You might want to contact the student loan lender and settle the debt. Note: Since Student Loan debt recently surpassed Credit Card debt nationally, there is a lot of activity in Washington D.C. seeking to make student loan debt dischargeable through bankruptcy. NACBA (National Association of Consumer Bankruptcy Attorneys) is one of the groups trying to get this change passed.
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If a credit card company has froze my bank account because I have not paid them in over 1 year and a half now can I file cheaper 7?

Michael O'Leary
Answered by attorney Michael O'Leary
Bankruptcy lawyer at Hayward, Parker O'Leary
If you get your Chapter 7 bankruptcy filed before the funds are actually removed from your bank account you should be in good shape. In New York you have the option of using the federal exemptions, which include a $3,450.00 exemption for equity in a vehicle and a "wildcard" exemption of $11,975.00 that can be applied toward anything. Using your vehicle exemption and a portion of your "wildcard" should protect the vehicle from the Chapter 7 Trustee's reach, and the remaining "wildcard" will protect up to $5,000.00 (approx.) in your bank account. If the funds are already seized before the bankruptcy is filed, but the seizure occurred within the 90 day period prior to the bankruptcy filing, the funds can be recovered as a "preference". However, unless the creditor cooperates, recovering the seized funds would require the commencement of an Adversary Proceeding in Bankruptcy Court, and the additional legal fees associated with such litigation could possibly exceed the amount that you seek to recover, making such an action impractical. If you want to pursue a Chapter 7 filing please arrange to speak to competent bankruptcy counsel ASAP, before the funds are actually removed from the account.
If you get your Chapter 7 bankruptcy filed before the funds are actually removed from your bank account you should be in good shape. In New York you have the option of using the federal exemptions, which include a $3,450.00 exemption for equity in a vehicle and a "wildcard" exemption of $11,975.00 that can be applied toward anything. Using your vehicle exemption and a portion of your "wildcard" should protect the vehicle from the Chapter 7 Trustee's reach, and the remaining "wildcard" will protect up to $5,000.00 (approx.) in your bank account. If the funds are already seized before the bankruptcy is filed, but the seizure occurred within the 90 day period prior to the bankruptcy filing, the funds can be recovered as a "preference". However, unless the creditor cooperates, recovering the seized funds would require the commencement of an Adversary Proceeding in Bankruptcy Court, and the additional legal fees associated with such litigation could possibly exceed the amount that you seek to recover, making such an action impractical. If you want to pursue a Chapter 7 filing please arrange to speak to competent bankruptcy counsel ASAP, before the funds are actually removed from the account.
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